SSmarterby Vigil
Vigil platform ↗

Governed operating intelligence

Smarter workspaces for every role in the regulatory system.

Role-specific execution surfaces connected to one evidence, authority, document, and examination fabric.
Supervisory matter intelligence

Smarter for Regulators

A regulator-specific matter, research, evidence, and drafting workspace connected directly to Vigil examination requirements, Authority Packs, workpapers, findings, reports, applications, and filing review.

Examiner · Licensing analyst · Supervisory counsel
Policy-to-proof operations

Smarter for Insurance Operations

A junior-friendly workspace for policy drafting, underwriting, product filings, claims documentation, market-conduct controls, and state-by-state requirement management.

Policy writer · Product analyst · Underwriter
Credit-to-exam readiness

Smarter for Community Banking

An operating workspace for community and mid-size banks covering loan origination, credit underwriting, portfolio monitoring, exceptions, fair lending, complaints, BSA/AML, and examination readiness.

Loan officer · Credit analyst · Credit underwriter
Member-first operating intelligence

Smarter for Credit Unions

A credit-union adaptation of the banking workspace with member eligibility, concentration, liquidity, CECL, consumer compliance, and NCUA examination workflows.

Member service representative · Loan underwriter · Collections specialist
Product-to-permission intelligence

Smarter for Fintech Compliance

Connect product changes to licensing, bank-partner obligations, consumer compliance, complaints, BSA/AML, state reporting, and regulator examination evidence.

Product manager · Compliance analyst · Licensing specialist
Regulatory matter operating system

Smarter for Regulatory Counsel

A client-matter workspace for regulatory research, applications, examination responses, investigations, remediation, contracts, opinions, and controlled knowledge reuse.

Associate · Regulatory partner · Paralegal
Work-to-proof operating intelligence

Smarter for Mortgage Operations

Connect applications, underwriting, disclosures, HMDA, fair lending, servicing, complaints, licensing, quality control, and FHA evidence.

Loan processor · Mortgage underwriter · Quality-control analyst
Work-to-proof operating intelligence

Smarter for Payments & Money Services

Map products, states, agents, transactions, safeguarding, complaints, BSA/AML, sanctions, reporting, and examinations.

Payments operations analyst · AML investigator · Licensing specialist
Work-to-proof operating intelligence

Smarter for Broker-Dealers

Unify registrations, supervision, sales practice, communications, AML, books and records, capital, customer protection, and FINRA work.

Registered representative · Supervisory principal · Trade-surveillance analyst
Work-to-proof operating intelligence

Smarter for Investment Management

Operate Form ADV, policies, code of ethics, fees, conflicts, custody, performance, trading, allocation, marketing, vendors, and annual review.

Portfolio manager · Investment adviser representative · Fund controller
Work-to-proof operating intelligence

Smarter for Derivatives & Markets

Connect trade economics, confirmations, valuations, collateral, limits, capital, reporting, supervision, disputes, and counterparty risk.

Trader · Market-risk analyst · Collateral analyst
Work-to-proof operating intelligence

Smarter for Insurance Carriers

Connect statutory reporting, reserves, reinsurance, investments, RBC, governance, underwriting, claims, complaints, producers, and filings.

Statutory accountant · Actuarial analyst · Reinsurance analyst
Work-to-proof operating intelligence

Smarter for Regulated Gaming

Operate licensing, suitability, internal controls, patron aggregation, cage, markers, chips, tickets, surveillance, BSA/AML, cyber, and reporting.

Gaming operations analyst · Cage supervisor · Surveillance investigator
Work-to-proof operating intelligence

Smarter for Digital Assets

Connect token and product analysis, funds flows, custody, keys, reserves, market integrity, BSA/AML, sanctions, licensing, disclosures, and incidents.

Product analyst · Blockchain investigator · Custody operations analyst
Work-to-proof operating intelligence

Smarter for Public Companies

Unify close, reconciliations, ICFR, disclosure controls, XBRL, exhibits, certifications, earnings, insider reporting, and SEC responses.

Controller · SEC reporting analyst · Disclosure counsel
Work-to-proof operating intelligence

Smarter for Cyber & Third-Party Risk

Connect assets, controls, vulnerabilities, tests, vendors, contracts, incidents, recovery, notifications, findings, remediation, and retesting.

Security analyst · Incident responder · Third-party risk analyst
Work-to-proof operating intelligence

Smarter for Housing Finance

A shared work graph for housing assets from origination through securitization, servicing, advance, collateral, disclosure, and examination.

Housing credit analyst · Counterparty analyst · Model-risk analyst
Work-to-proof operating intelligence

Smarter for Municipal Finance

Connect issuer facts, advisory duties, underwriting, pricing, disclosures, political contributions, qualifications, records, and surveillance.

Municipal advisor · Public-finance banker · Municipal trader
Work-to-proof operating intelligence

Smarter for Government-Guaranteed Lending

Connect authorization, eligibility, underwriting, guaranty, disbursement, servicing, liquidation, purchase, recovery, and lender oversight.

SBA underwriter · Eligibility analyst · Loan closer
Work-to-proof operating intelligence

Smarter for Public Accounting

Connect acceptance, independence, planning, risk, testing, consultation, review, reporting, monitoring, remediation, and PCAOB filings.

Audit associate · Audit senior · Engagement manager
Work-to-proof operating intelligence

Smarter for Employee Benefits

Connect governance, investments, fees, prohibited transactions, contributions, distributions, claims, disclosures, vendors, and Form 5500.

Plan administrator · Benefits analyst · ERISA counsel
Work-to-proof operating intelligence

Smarter for Health Plans

A shared work graph for state DOI, CMS CCIIO, EBSA, privacy, cyber, and consumer-review obligations.

Product analyst · Rate analyst · Network analyst
Work-to-proof operating intelligence

Smarter for Tribal Gaming

Operate tribal law, NIGC obligations, management approvals, suitability, internal controls, revenue audit, BSA/AML, cyber, and compact commitments.

Tribal regulator · Licensing investigator · Internal audit analyst
Work-to-proof operating intelligence

Smarter for Agricultural Finance

Connect eligibility, underwriting, collateral, commodity exposure, insurance, servicing, capital, liquidity, governance, and FCA reporting.

Agricultural lender · Credit analyst · Collateral specialist
Work-to-proof operating intelligence

Smarter for Energy Markets

Unify physical trades, schedules, congestion, derivatives, valuations, collateral, EQR, surveillance, reliability, cyber, and investigations.

Power trader · Scheduling analyst · Market-risk analyst
Shared learning, constitutional boundaries.

Workflows improve through purpose-bound, consented, pseudonymous outcome metadata. Raw client, employee, member, applicant, policyholder, and supervisory content remains private. No employee scoring or automated regulatory decisions.