VIGILASSIGNED EXAMINER
LiveAE

ASSIGNED EXAMINER

Smarter for Insurance Operations

Human judgment retained

Policy-to-proof operations

Turn every policy, endorsement, claim, and filing into reusable regulatory proof.

Policy writers, underwriters, claims and product teams · Policy writer · Product analyst · Underwriter · Claims examiner · Filing specialist · Compliance reviewer
Smarter graph connectedPrivate-by-default learningHuman review gates active
Role workflows4ready now
Capabilities6role adapted
Exam mappings4evidence linked
Raw content shared0constitutional boundary

Role operating queue

Work once, prove continuously

Insurance teams
01
Policy and endorsement authoring

Draft from approved clauses with jurisdiction, product, readability, and prohibited-language checks.

approved clausestate variationactuarial support
Maps product controls and approved language into examination evidence.
ready
02
Rate, rule, and form filing

Build state-specific filing sets with validation, certifications, objections, amendments, and receipts.

formrate supportfiling rulesubmission receipt
Creates a Vigil filing lifecycle and compliance ledger.
available
03
Underwriting and eligibility review

Apply approved guidelines with exception reasoning, referral gates, and fairness monitoring.

application factsguideline versionexception approval
Produces testable populations and evidence for market-conduct review.
available
04
Claims and complaint documentation

Guide coverage analysis, communications, timing, escalation, and complaint root-cause capture.

claim filepolicy versiontimelinedisposition
Feeds consumer-harm and claims-handling examination modules.
available

Vigil requirement bridge

Relevant examination programs

All exams ↗
Consumer Financial Protection BureauConsumer Financial Law Compliance Examination4 exact requirements routed
FDICDeposit Insurance Application6 exact requirements routed
State Insurance Regulators / NAICRisk-Focused Financial Condition Examination6 exact requirements routed
State Insurance Regulators / NAICMarket Conduct Examination6 exact requirements routed
State Insurance RegulatorsRate, Rule, and Form Filing6 exact requirements routed
CMS Center for Consumer Information and Insurance OversightPrivate Health Insurance Oversight Review6 exact requirements routed

Shared capability fabric

One governed context across every system

Signed lineage
1Smarter entity and work graph
2Vigil requirements and examinations
3Apparently controlled documents
4Tomorrow obligations
5Orchestrator approvals
6Pareto analysis
Learning boundary

Only consented workflow metadata and reviewed outcomes improve templates; protected health, claim, and applicant content stays isolated.

No employee scoring · minimum cohort 5

Vigil is coordinating quietly. Authority changes, evidence, dependencies, Vigil Review, and continuity readiness remain monitored.

View lifecycle