Continuous supervision · shared record
Turn regulation into an ongoing, evidence-bound dialogue.
Vigil’s agents reconcile requirements, evidence, questions, responses, and remediation continuously. Humans receive only communications and supervisory decisions that require accountable authorization.
OCC ↔ Harbor Community Bank
Continuous risk-focused supervision and evidence exchange
exam-harbor-2026 · supervisory-confidentialFocused liquidity evidence request
Please provide the reconciled uninsured-deposit population, behavioral assumptions, and documented challenge supporting the contingency funding model.
Uninsured-deposit population and model package
The Q2 population and model package are attached. Vigil identified two assumptions requiring additional support; treasury is preparing the challenge record.
Agent-prepared clarification: behavioral cohort support
The evidence reconciles to the source population. A material certainty gap remains for municipal and high-velocity commercial cohorts. Proposed clarification and a four-item evidence list are ready for examiner authorization.
Governed composer
Prepare the next turn
Agents may draft and reconcile. Delivery requires a named authorized human and stored purpose/legal basis.