VIGILASSIGNED EXAMINER
LiveAE

ASSIGNED EXAMINER

Smarter for Government-Guaranteed Lending

Human judgment retained

Work-to-proof operating intelligence

Make every guaranteed loan eligible, documented, serviced, and review-ready.

SBA lenders, CDCs, banks, fintech lenders, and servicing teams · SBA underwriter · Eligibility analyst · Loan closer · Servicing specialist · Liquidation officer · Credit-risk manager
Smarter graph connectedPrivate-by-default learningHuman review gates active
Role workflows2ready now
Capabilities6role adapted
Exam mappings4evidence linked
Raw content shared0constitutional boundary

Role operating queue

Work once, prove continuously

Government-Guaranteed Lending
01
SBA origination and guaranty

Validate eligibility, credit elsewhere, underwriting, structure, use of proceeds, authorization, and closing.

applicationeligibilitycredit memoauthorization
Builds SBA and prudential loan-review evidence.
ready
02
SBA servicing and recovery

Guide servicing actions, defaults, liquidation, guaranty purchase, recoveries, and repairs.

payment historyservicing actionliquidationpurchase package
Feeds SBA oversight and asset-quality procedures.
available

Vigil requirement bridge

Relevant examination programs

All exams ↗
Office of the Comptroller of the CurrencyRisk-Based Bank Supervision4 exact requirements routed
Federal ReserveBanking Organization Application4 exact requirements routed
Federal ReserveCommercial Bank Examination4 exact requirements routed
National Credit Union AdministrationFederal Credit Union Charter Application4 exact requirements routed
OCCNational Bank or Federal Savings Association Charter6 exact requirements routed
Federal ReserveBank Holding Company Inspection6 exact requirements routed
National Credit Union AdministrationRisk-Focused Credit Union Examination6 exact requirements routed
State Banking RegulatorSpecial or Targeted Examination6 exact requirements routed
Federal Housing Finance AgencyHousing GSE and FHLBank Supervision6 exact requirements routed
SEC / FINRA / Federal Bank Regulators applying MSRB rulesMunicipal Securities Dealer and Advisor Examination6 exact requirements routed
SBA Office of Credit Risk ManagementSBA 7(a) and 504 Lender Review6 exact requirements routed
Farm Credit AdministrationFarm Credit System Risk-Based Examination6 exact requirements routed

Shared capability fabric

One governed context across every system

Signed lineage
1Smarter entity and work graph
2Vigil requirements and examinations
3Apparently controlled documents
4Tomorrow obligations
5Orchestrator approvals
6Pareto analysis
Learning boundary

Raw work product remains workspace-private; only authorized, purpose-bound, pseudonymous reviewed outcomes may enter minimum-cohort learning.

No employee scoring · minimum cohort 5

Vigil is coordinating quietly. Authority changes, evidence, dependencies, Vigil Review, and continuity readiness remain monitored.

View lifecycle